PayPal : Can a customer pay without a PayPal account?
By enabling Guest Checkout within your PayPal account settings, buyers will have the option to check out using a debit or credit card without the need for a PayPal account login.
The buyer's checkout view on PayPal depends on their web browser's cookies:
If a PayPal cookie has been created: When the buyer lands on a PayPal page, they will be presented with the PayPal Login but still have the option to select “Pay with card”.

If a PayPal cookie has not been defined: The buyer will instead see a default view of Guest Checkout, allowing for debit/credit payment.

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